Many small businesses in Florida have claims due to injury, liability, or other damage. Many carriers have found out, though, that some of the costliest claims aren’t always the most common.
Here are some of those claims and some ways to prevent them:
- Vehicle Accidents - always best to screen your new employees driving records to anything that may be alarming.
- Product Liability
- Cyber Liability
- Customer injury or being hit by something on property
- Slips & falls – make sure to keep the property safety areas clean and free of risk.
- Fire – always make sure you have the right detection and prevention equipment ready.
- Water damage or flood – have the key employees to know where the turn-off value are in case of water problem.
- Burglary – try doing background checks on employees and review your buildings lighting.
At Sharp Insurance Agency, we can review your business insurance needs to see where you might have gaps in coverage or risk.