Business Owner Policy Basics in Florida

The agents at Sharp Insurance Agency can work with your business to evaluate your business insurance needs and find the right coverages for your specific business needs.

Business Owner Policy, also known as BOP, would include different coverages:

  1. Property coverage - this would protect your building and the contents in your structure.
  2. Business Interruption - this would protect you in case of loss of income due to a disaster.  This would also cover operating expenses in a new location.
  3. Liability Protection -  this gives coverage if you or employee cause harm to another.  This can also include if you fail in business operations or product liability.

A BOP will not cover, however, professional liability, commercial vehicle, workers compensation or employee benefits.  So contact us today to talk about your business insurance options and the coverages available.