Did you know flooding is one of the most common types of insurance loss?
In Florida, flooding can occur in many ways including heavy rainfall and hurricane season. And flooding losses can be very costly for any homeowner in Florida, so having the right flood insurance coverage from an agent you can trust is a must.
Do you need flood insurance in low-risk areas?
Yes. That is a common misconception that if you’re in a low-risk area that you don’t need any flood insurance coverage. The National Flood Insurance Program estimates 20% of flood claims are in low to moderate risk areas.
Do you need flood insurance if you already have homeowners insurance in Florida?
Yes. A standard homeowners insurance policy does not cover damages and losses brought about by flooding. This means just having the basic coverage does not provide the proper flood coverage needed.
Planning to shop for flood insurance?
Just give us a call or complete our Florida flood insurance quote request form.