One great advantage to Florida is boating all year. But some people only take their boats out during the summer and are stored during the winter months.
So, is it necessary to keep boat insurance all year?
Yes. Your boat isn't always completely safe when stored. Vandalism or bad weather could damage your boat and you may not even know it's happened.
Having boat insurance year-round will cover you in an accident. Liability insurance covers if someone is hurt or injured, but sometimes that may even happen when the boat is not in the water and you would be liable.
Physical Damage coverage will cover your boat when it is on water, or on land. It’s good to keep this coverage year-round even if the boat is not in the water.
We at, Sharp Insurance Agency, can help you pick an affordable policy that you can keep in place all year round.